Fincheck is your online helper when it comes to finance shopping over all banking, lending and investment categories in South Africa. Once you have told us what you are looking for we will provide you with options of suitable providers. You can think of us as a financial supermarket that provides you with alternative options. Read more about Fincheck here.

All you need to do is fill in some basic information to help us understand exactly what you are looking for. We've created a super useful Loan Comparison Calculator tool that allows you to slide between the options you need. We then perform the comparisons through our system and within a few seconds present you with the specific online loan options  you want. From here, you choose the loan provider that best suits you and click apply. You will then deal directly with your chosen loan provider.

Quick Quick Quack - Spot the difference?

We work closely with the lenders we partner with. They are all registered credit providers. Every lender we present on Fincheck.co.za is registered and legally allowed to offer loans in South Africa.

Fincheck compares different loan options, personal finance, business finance, investments and travel. Fincheck is your easy comparison website for all categories in the financial sector. Find everything you need right here!

Your first step when selecting a lender will be to agree with and follow the terms and conditions laid out by that particular lender. We save you time by comparing and presenting you with the most suitable options. Once you select an option, we pass you onto that lender (through you clicking 'apply') for approval and you are then in their hands.

​It’s a free service! Fincheck gets paid by our partners in the form of commissions.

This makes it free for you

At Fincheck we work closely with our partner banks - this allows us to keep up to date with their cost structures. We pride ourselves in being at the forefront of financial information and updates to our partner cost structures. You are sure to find some interesting reads ​here

The Fincheck navigation bar is at the top of the page (Scroll your eyes up.... Yes right there). If you are wanting to open a bank account for your personal use, have a look under the 'money' section. If you are wanting to open a bank account to use for business purposes, have a look under the business section.

Ahhhh, this is the question we love to answer. Fincheck puts all banking information right in front of you. This means that you do not have to go to each individual banks website and tediously find the information there. We have already done that and everything you need is right here - on this website. Did you know that Fincheck compares 27 different categories?

​We compare 27 categories and just under 500 different products. That makes this your one stop financial shop! You will find everything you need right here

​Once you click on the 'Apply' button next to one of our partners, you will be re-directed to their website. Once this happens, you are in their safe hands and will deal directly with the company of your choice.

​Sure! You can read up on all the different banks (here). You can also compare the different banks in any one of Finchecks sections. Apply at as many as you would like - Once you have clicked apply, you will deal directly with that company.

​NO - We will never promote a company. We present true information on all the companies and leave the decision 100% up to you. You decide on who you want to bank or partner with.

Fincheck has a product guide that hosts more in-depth information on each company. Either find it under the "About" drop down on the navigation bar, or follow this link. ​Product Guide​

​Yes you can. There are a couple of companies that allow you to invest with minimal capital. We are here to provide you with these options.

An education costs money. Often forward planning is needed in order to save and be able to afford sending your children Primary, Senior School and on top of that gain a tertiary (University) education.

Compare different Education Funds here to help you save.​

​This is a difficult question to answer as it depends on how much money you invest per month and what the School or University fees are.

Your current account earns less interest than a Fixed Deposit account will. It is therefore generally understood that your money will grow quicker in a Fixed Deposit account.

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Most people can. If you are able to meet the initial minimum requirements of the company you are wanting an account with, then you can open the account. Some banks will only allow you to open a Fixed Deposit account if you open the account with a certain amount of money.​

The best time is immediately. The earlier you start saving for retirement the richer you will retire. The 8th wonder of the world is compound interest. What this means is the more money you have in your account - the more interest you earn.

Start saving and investing for retirement as soon as you possibly can.

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A tax free savings account allows you to save and 'store' that money with out having to pay tax. The limitations of this account is that you can only invest a maximum of R30,000 per year and up to a maximum of R500,000 in total.

BUT if you invest the full R500,000 over 16 years - all the interest you earn on that investment will be tax free. Compound interest can work really well for you here.

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There are generally 3 charges that a lender will make:

• Initiation fee
• Service fee
• Interest rate

You will be required to repay your loan in monthly instalments. The monthly instalments will include interest and a monthly service fee. Also, remember that every loan has an initiation fee.

​The basic documents you will need are a copy of your:

•  ID
•  Proof of residence
•  Latest pay slip
•  Last 3 month bank statements

A Personal Loan is repaid over a maximum term of 72 months and a maximum amount of R250,000. A Short Term loan is repaid over a maximum of 6 months and a maximum amount of R8,000. A Short Term loan is commonly known as a Pay Day loan and lenders often require you to repay the loan on the day of your next pay cheque.

All the lenders we accommodate on the Fincheck.co.za platform allow you to apply online for a loan.

Being blacklisted does not necessarily prevent you from being able to access a loan. Some lenders do accept blacklisted clients. It will just take a little more time. You will need to shop around for the lenders that are able to assist you.

Yes, and we will cover the cost of the credit check for you - if you go through our credit check portal. It is a good idea to check your credit score before applying for a loan. You will then be able to see how the lender will view your profile. Please note, this is a coming soon feature!

​We would love to connect with you on social media!

•  Facebook
•  Twitter
•  LinkedIn

We are available all day every day. Please leave us a message in the contact us section or email us on info@fincheck.co.za. We will get back to you within 12 hours.

​Unfortunately not. Fincheck prides itself in leading technology and streamlining interaction by using the most efficient systems. Please leave us a message and we will get back to you ASAP.