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Sticking to a monthly budget is a sure way of getting your finances back on track. But, unfortunately, it's something a lot of us are not disciplined enough to follow! Even here at Fincheck, we sometimes have to give ourselves a little kick to stick to our personal finance goals!

Around 40% of the credit provided by the country's top ten credit providers appears to be reckless according to the recently released Reckless Lending Indicator, developed by debt counselling firm DebtSafe.

In the current Rand situation, it can be an attractive option to invest offshore. But before you choose any one of these, it is first necessary to name that principle as old as time itself – don’t put all your eggs in one basket

The wonderful thing about being young is that you can take a few calculated risks. There is time to ride out the storm.

Finding the right cover for your unique requirements can present a challenge – and finding a provider that won’t overcharge you may seem impossible.

As many of our users and readers know, Fincheck is committed to helping South Africans make better financial decisions. We've heard the cry of the majority in this great nation and every day we focus on gathering information, building tools and finding partners so we can help South Africans build a better financial future!

Ever had that feeling of just not getting anything done properly due to a lack of time? Most of us have. The answer is simple, – it’s because we generally don’t manage the time we have – instead, we’d rather dive in and see what happens.

The reality is that it’s super risky business to invest with a loan. The investment you make with the borrowed funds should obviously rake in a much higher return on investment through capital gains or dividends than the interest amounting on your loan.

One of the main features of the Fincheck MyFinance Tool will include Cash Flow and Transaction sections. Let's have a look at why this is so important for your financial health.

Any person who has no other form of life insurance products or savings and has taken on financial and life responsibility should strongly consider getting funeral cover.