Latest Insights

The outcome of this question is the desire to improve affordability so the person can get a second home loan. Whether to increase their real estate portfolio or to give their parents a new home is mostly irrelevant to achieving that affordability.

A credit score is a unique rating assigned to any person who has a credit history. Your credit score is one component of your credit report and probably the piece of information most people want to know.

arte Blanche recently did some solid coverage on a topic that sits close to the heart of the Fincheck team and is one of our core reasons for launching our online loan comparison engine with NCR registered lenders. In this post we help people understand the difference between the roles of the NCR & NCA.

Getting financial aid is easier than ever, but with so many loan providers that want to sell you on their product, how do you safely choose which you can trust?

We are asking all of our readers to take action with us and programs like Carte Blanche to expose fraudulent online loan operations, loan sharks and unethical loan practices by many online loan companies. Share this article with your friends and help us to help all South Africans make better loan decisions.

As part of the Fincheck Vehicle Finance education series, we're taking a moment to give people some perspective on the small things they end up paying big for. If you think the recent increases in fuel prices result in your most expensive tank of fuel ever, you're mistaken.

A rent to own or rent to buy agreement is very simply just renting a vehicle on a monthly basis per agreed upon contract. This is instead of financing it through a financier.

Will you need vehicle insurance when you are financing a car?South Africa does not have legislation requiring car owners to take out insurance. Therefore, it is not compulsory for people who buy their cars cash. It is, however, compulsory if you are financing your car. The financial institution who finances your vehicle will either insure the car themselves (at your expense) or require proof of insurance.

We recently launched our **VEHICLE FINANCE product page** to help people all over South Africa make a better vehicle finance decision! In the next few weeks, we're going to give you the full low-down on all things vehicle finance, so stay tuned for more after this article.

The 2019 budget speech has everyone, as always, piping up with tons of opinions. The reality is, it's another year with another speech and the most important news around the speech is that you need to adapt.