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Product Guide: Standard Bank Business Overdraft

Business Banking Current Account Overdraft

Comparison Overview:

  • Product: Personal Overdraft for your Current Account
  • Arrangement Fees: 1.25% of facility
  • Monthly Maintenance Fees: R57
  • Interest: On Application
  • Unauthorised borrowing: R57
  • Professional Advice: Yes

Product Overview

A Business Banking Current Account Overdraft overdraft is the ideal way to manage your cash flow. It is linked to your business account and you can use as much as you need, up to your limit.


  • An overdraft is quick and easy to arrange
  • The cash is available when you need it
  • You only pay interest on what you use, not on the full amount of your limit