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Product Guide: RCS Loans


Quick Personal Loan Overview

  • Minimum Loan Amount: R1,000
  • Maximum Loan Amount: R125,000
  • Minimum Length of the Loan: 12 Months
  • Maximum Length of the Loan: 60 Months

If you’re looking for a loan – RCS is there for you

If you’re looking for extra cash, for whatever you need, you can trust RCS to make it possible. What you can expect:

  • Pre-qualification in seconds
  • A paperless process with no queues
  • Instant cash loan of up to
  • R125 000
  • Cash deposited within 24hrs
  • Competitive rates offered
  • Flexibility: 12-60 months to pay

You can apply for a loan with RCS through filling out their online loan application form. If you’d like to learn a bit more on how it works for you to be able to apply for an RCS Loan. Here’s a handy list of criteria which you’ll need to qualify for as well:

  • You must be 18 years old and older
  • You must have a South African ID
  • You must earn a minimum of R2000 a month
  • You must have a good credit record
  • You must hold a bank account
  • You must have your latest 3 months bank statements or 3 months’ salary slips

Some Background on RCS

The RCS Group (RCS) is a consumer finance business that offers its customers a range of financial services products under its own brand name and in association with a number of retailers in South Africa, Namibia and Botswana. The two primary business areas are Cards and Loans. The Cards Business provides convenient payment facilities to consumers, whilst the Loans Business offers consumers personal cash loans of up to R100,000 – whatever their immediate needs.

The core purpose of RCS is to enhance people’s lifestyles and protect their financial security through innovative, desirable and accessible credit solutions. The idea is to enable RCS customers to enjoy the convenience, comfort and peace of mind offered by these credit solutions.

RCS is committed to making life purchases more accessible for its customers. The RCS Card is accepted at over 20,000 retail stores across South Africa. From fashion to furniture, automotive parts to home improvements and even the latest hi-tech electronic gadgets and groceries, one card gives a customer access to credit across South Africa’s largest shopping network. Ultimately, it’s about helping make the impossible possible in a challenging economic climate.

RCS does its best to provide you with all the information you need. If they missed something, they ask you to let them know through their contact form and they will respond to you in a short amount of time.


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