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Product Guide: RainFin

Personal 

Comparison Overview:


  • Product: Personal

  • Initiation Fee: 2.85% of the loan amount (not exceeding R1000)

  • Monthly Service Fee: R35

  • Interest: Variable

  • Minimum Loan Amount: Available upon application.

  • Maximum Loan Amount: Available upon application.

  • Minimum repayment period: 12

  • Maximum Repayment Period: 48


Product Overview


RainFin is an online marketplace where individuals borrow from and lend to each other through a safe and secure platform. 


What you get?


  • Quick, safe and easy application

  • 100% Transparent Fee Structure

  • A loan on your terms

  • Free Credit Score


Benefit to the Borrower


  • Personal Privacy Guaranteed - Your privacy and information is always secured.

  • Check Your Credit Status - Check your credit status and make informed borrowing decisions.

  • Confirm Your Affordability - Confirm your affordability through the income and expense calculator.

  • Flexible Loan On Your Terms - Set your loan requirements and get funded in hours.


Contact RainFin


Phone 087 820 5200 and Apply Now




Business

Comparison Overview:


  • Product: Business

  • Initiation Fee: 2.85% of the loan amount (not exceeding R1000)

  • Monthly Service Fee: R60

  • Interest: Variable

  • Minimum Loan Amount: R10 000

  • Maximum Loan Amount: R750 000

  • Minimum repayment period: 12

  • Maximum Repayment Period: 48


Product Overview


With RainFin you can get hassle free business finance at an affordable rate



What your business needs to apply:


  • Must be a South African Business.

  • Have a fairly good to great business credit rating.

  • Directors are required to have a good credit rating.

  • An annual turnover of over R1 Million.

  • Have proof of transactional history.


Benefit 

  • Affordable Finance For Businesses Big Or Small - Get competitive rates and returns due to multiple lenders competing in loans, thereby driving interest rates down.

  • Flexible Loan Repayment Terms - Apply for a loan from R10 000 to R750 000 and repay your loan over 12, 24, 36 or 48 months.

  • Better Rates With Smart Technology - RainFin's unique scorecard takes a comprehensive look at your business' overall financial health and potential - not just its credit score.

  • A Trusted, Credible And Compliant Lender - RainFin is an accredited and registered financial services and credit provider who you can trust.


Contact RainFin


Phone 087 820 5200 and Apply Now




Corporate 

Comparison Overview:


  • Product: Corporate

  • Initiation Fee: 2.85% of the loan amount (not exceeding R1000)

  • Monthly Service Fee: Available upon application.

  • Interest: Variable

  • Minimum Loan Amount: Available upon application.

  • Maximum Loan Amount: Available upon application.

  • Minimum repayment period: 12

  • Maximum Repayment Period: 48


Product Overview


RainFin -  A first for corporates in South Africa. Obtain funding from an alternative yet affordable source and build goodwill while doing it.


What you need to know:


  • Raising finance through RainFin creates competitive pricing and generates brand awareness and loyalty 

  • An eligible corporate needs to have a good credit rating determined by a reputable credit rating agency or banking institution 

  • An origination and annual facility agent fee for administration, marketing and management will be charged 

  • Charges are negotiated on a loan-by-loan basis

Rainfin Business Loan

Comparison Overview:

  • Product: Business Loan
  • Minimum Loan Amount: R10,000.00
  • Max loan amount: R750,000.00
  • Min repayment period: 12 months
  • Max repayment period: 48 months
  • APR: n/a

Product Overview

A Rainfin Business Loan is hassle free business finance at an affordable rate. You will access a business loan through a peer-to-peer lending marketplace that can help your business get financing fast.

What you will need to apply on the lending marketplace

  • Must be a South African Business.
  • Have a fairly good to great business credit rating.
  • Directors are required to have a good credit rating.
  • An annual turnover of over R1 Million.
  • Have proof of transactional history.

What you can expect

  • Affordable Finance For Businesses Big Or Small. Get competitive rates and returns due to multiple lenders competing in loans, thereby driving interest rates down.
  • Flexible Loan Repayment Terms. Apply for a loan from R10 000 to R750 000 and repay your loan over 12, 24, 36 or 48 months.
  • Better Rates With Smart Technology. RainFin's unique scorecard takes a comprehensive look at your business' overall financial health and potential - not just its credit score.
  • A Trusted, Credible And Compliant Lender. RainFin is an accredited and registered financial services and credit provider who you can trust.



You will get started like this

Visit the Rainfin Business Loan page to see the simple steps to get started. Below is a summary.

  1. Create a Rainfin profile
  2. Get a loan quote and customise your terms
  3. Ensure you have your KYC information nearby
  4. Loans get published
  5. Get funded


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Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.