Minimum Requirement: vehicle max 10 years old, buy vehicle from dealership
Product Overview
The FNB Dealership Finance offers a tailor-made vehicle finance solution with a choice or fixed or variable rate. You also have the option of a balloon payment or residual value to match your agreement choice.
What the FNB Dealership Finance Deal allows you to do:
Buy a vehicle from a dealership
Buy a vehicle up to 10 years old
Finance a vehicle for at least R30 000 after deposit
Determine your repayments with the vehicle repayment calculator
Understand how much you can buy for with the Vehicle purchase price calculator
Value Added Products include
Retrenchment policy
Deposit protector
Courtesy car policy
Access to vehicle auctions
What can you expect?
Personalised interest rates
Immediate feedback on your application
Finance vehicles that are up to 10 years old
Choose between an instalment sale or a lease agreement
Make sure you are covered with the following insurance options so that you are always taken care of:
Comprehensive Insurance
Covers vehicle to protect the customer and FNB
Cover Plus
The shortfall insurance which covers the difference that is owed to FNB and the insurance payout
Customer Protection Plan (CPP)
Covers the outstanding balance in the event if death or permanent disability
Vehicle Warranty
Covers mechanical breakdown after the manufacturer's warranty expires
How do you qualify?
You need to be permanently employed, over 18 with a driving licence and earn at least R6,000 per month with a clear credit record.
Proof of income (recent payslip or 3 months' payslip if you are self-employed)
A signed declaration in accordance with the NCA
A green bar-coded South African ID book/new ID card
South African driving licence
Proof of residence
If you are a foreigner, a valid passport, permits and international driving licence are required
Refugees will not be considered for vehicle finance
FNB Private Vehicle Finance
Comparison Overview:
Product: Private Vehicle Finance
Repayment Period: not specified
Max Finance Available: not specified
Min Finance Available: R30,000.00
Interest: 9.25%
Balloon Payment Yes/No: Yes
Minimum Requirement: vehicle max 20 years old
Product Overview
Receive trusted support with a FNB Private Vehicle Finance option and gain access to a network of FNB approved testing station nationwide. You will have the ability to buy or sell a vehicle privately, with personalised interest rates.
What the Private Vehicle Finance option allows you to do:
Buy or sell a vehicle privately
Finance a vehicle up to 20 years old
Finance a vehicle for at least R30 000 after deposit
Value Added Products include
Retrenchment policy
Deposit protector
Courtesy car policy
What can you expect?
Personalised interest rates
Registration from the buyer handled by FNB
Fixed or variable rate linked to the prime rate
Immediate feedback on your application
Access to countrywide approved testing stations
Choose between an instalment sale or a lease agreement
Make sure you are covered with the following insurance options so that you are always taken care of:
Comprehensive Insurance
Covers vehicle to protect the customer and FNB
Cover Plus
The shortfall insurance which covers the difference that is owed to FNB and the insurance payout
Customer Protection Plan (CPP)
Covers the outstanding balance in the event if death or permanent disability
Vehicle Warranty
Covers mechanical breakdown after the manufacturer's warranty expires
How do you qualify?
Proof of income (recent payslip or 3 months' payslip if you are self-employed)
A signed declaration in accordance with the NCA
A green bar-coded South African ID book/new ID card
South African driving licence
Proof of residence
If you are a foreigner, a valid passport, permits and international driving licence are required
Application for certification of roadworthiness
Application for licensing of motor vehicle
Application for registration and licensing of motor vehicles
Application in respect of licence number for motor vehicles
Notification of change of ownership, sale of motor vehicle
Application and notice in respect of business register number
Refugees will not be considered for vehicle finance
Or contact FNB by phoning this number 0860 FNB CAR (362227)
FNB Leisure Vehicle Finance
Comparison Overview:
Product: Leisure Vehicle Finance
Repayment Period: not specified
Max Finance Available: not specified
Min Finance Available: R30,000.00
Interest: 9.25%
Balloon Payment Yes/No: No
Minimum Requirement: vehicle max 20 years old
Product Overview
The FNB Leisure Vehicle Finance option is for the likes of motorbikes, boats and other dream vehicles. You can get finance to buy a leisure vehicle from a dealership with a choice of fixed or variable rates.
What the FNB Leisure Vehicle Finance option allows you to do:
Finance to buy a leisure vehicle from a dealership
Choice of Fixed or Variable rate
Purchase caravans up to 20 years old (subject to FNB discretion)
Buy motorbikes privately or from a dealership
Value Added Products include
Retrenchment policy
Deposit protector
Courtesy car policy
What can you expect?
Personalised interest rates
Fixed or variable rate linked to the prime rate
Immediate feedback on your application
Choose between an instalment sale or a lease agreement
Make sure you are covered with the following insurance options so that you are always taken care of:
Comprehensive Insurance
Covers vehicle to protect the customer and FNB
Cover Plus
The shortfall insurance which covers the difference that is owed to FNB and the insurance payout
Customer Protection Plan (CPP)
Covers the outstanding balance in the event if death or permanent disability
Vehicle Warranty
Covers mechanical breakdown after the manufacturer's warranty expires
How do you qualify?
You need to be permanently employed, over 18 with a driving licence and earn at least R6,000 per month with a clear credit record.
Proof of income (recent payslip or 3 months' payslip if you are self-employed)
A signed declaration in accordance with the NCA
A green bar-coded South African ID book/new ID card
South African driving licence
Proof of residence
If you are a foreigner, a valid passport, permits and international driving licence are required
Refugees will not be considered for vehicle finance
Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.
Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.
fincheck
