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Product Guide: FNB Vehicle Finance

FNB Dealership Finance

Comparison Overview:

  • Product: Dealership Finance
  • Repayment Period: not specified
  • Max Finance Available: not specified
  • Min Finance Available: R30,000.00
  • Interest: variable
  • Balloon Payment Yes/No: Yes
  • Minimum Requirement: vehicle max 10 years old, buy vehicle from dealership

Product Overview

The FNB Dealership Finance offers a tailor-made vehicle finance solution with a choice or fixed or variable rate. You also have the option of a balloon payment or residual value to match your agreement choice.

What the FNB Dealership Finance Deal allows you to do:

  • Buy a vehicle from a dealership
  • Buy a vehicle up to 10 years old
  • Finance a vehicle for at least R30 000 after deposit
  • Determine your repayments with the vehicle repayment calculator
  • Understand how much you can buy for with the Vehicle purchase price calculator

Value Added Products include

  • Retrenchment policy
  • Deposit protector
  • Courtesy car policy
  • Access to vehicle auctions

What can you expect?

  • Personalised interest rates
  • Immediate feedback on your application
  • Finance vehicles that are up to 10 years old
  • Choose between an instalment sale or a lease agreement

Make sure you are covered with the following insurance options so that you are always taken care of:

  • Comprehensive Insurance
    • Covers vehicle to protect the customer and FNB
  • Cover Plus
    • The shortfall insurance which covers the difference that is owed to FNB and the insurance payout
  • Customer Protection Plan (CPP)
    • Covers the outstanding balance in the event if death or permanent disability
  • Vehicle Warranty
    • Covers mechanical breakdown after the manufacturer's warranty expires

How do you qualify?

You need to be permanently employed, over 18 with a driving licence and earn at least R6,000 per month with a clear credit record.


  • Proof of income (recent payslip or 3 months' payslip if you are self-employed)
  • A signed declaration in accordance with the NCA
  • A green bar-coded South African ID book/new ID card
  • South African driving licence
  • Proof of residence
  • If you are a foreigner, a valid passport, permits and international driving licence are required
  • Refugees will not be considered for vehicle finance


FNB Private Vehicle Finance

Comparison Overview:

  • Product: Private Vehicle Finance
  • Repayment Period: not specified
  • Max Finance Available: not specified
  • Min Finance Available: R30,000.00
  • Interest: 9.25%
  • Balloon Payment Yes/No: Yes
  • Minimum Requirement: vehicle max 20 years old

Product Overview

Receive trusted support with a FNB Private Vehicle Finance option and gain access to a network of FNB approved testing station nationwide. You will have the ability to buy or sell a vehicle privately, with personalised interest rates.

What the Private Vehicle Finance option allows you to do:

  • Buy or sell a vehicle privately
  • Finance a vehicle up to 20 years old
  • Finance a vehicle for at least R30 000 after deposit

Value Added Products include

  • Retrenchment policy
  • Deposit protector
  • Courtesy car policy

What can you expect?

  • Personalised interest rates
  • Registration from the buyer handled by FNB
  • Fixed or variable rate linked to the prime rate
  • Immediate feedback on your application
  • Access to countrywide approved testing stations
  • Choose between an instalment sale or a lease agreement

Make sure you are covered with the following insurance options so that you are always taken care of:

  • Comprehensive Insurance
    • Covers vehicle to protect the customer and FNB
  • Cover Plus
    • The shortfall insurance which covers the difference that is owed to FNB and the insurance payout
  • Customer Protection Plan (CPP)
    • Covers the outstanding balance in the event if death or permanent disability
  • Vehicle Warranty
    • Covers mechanical breakdown after the manufacturer's warranty expires

How do you qualify?


  • Proof of income (recent payslip or 3 months' payslip if you are self-employed)
  • A signed declaration in accordance with the NCA
  • A green bar-coded South African ID book/new ID card
  • South African driving licence
  • Proof of residence
  • If you are a foreigner, a valid passport, permits and international driving licence are required
  • Application for certification of roadworthiness
  • Application for licensing of motor vehicle
  • Application for registration and licensing of motor vehicles
  • Application in respect of licence number for motor vehicles
  • Notification of change of ownership, sale of motor vehicle
  • Application and notice in respect of business register number
  • Refugees will not be considered for vehicle finance

Or contact FNB by phoning this number 0860 FNB CAR (362227)

FNB Leisure Vehicle Finance

Comparison Overview:

  • Product: Leisure Vehicle Finance
  • Repayment Period: not specified
  • Max Finance Available: not specified
  • Min Finance Available: R30,000.00
  • Interest: 9.25%
  • Balloon Payment Yes/No: No
  • Minimum Requirement: vehicle max 20 years old

Product Overview

The FNB Leisure Vehicle Finance option is for the likes of motorbikes, boats and other dream vehicles. You can get finance to buy a leisure vehicle from a dealership with a choice of fixed or variable rates.

What the FNB Leisure Vehicle Finance option allows you to do:

  • Finance to buy a leisure vehicle from a dealership
  • Choice of Fixed or Variable rate
  • Purchase caravans up to 20 years old (subject to FNB discretion)
  • Buy motorbikes privately or from a dealership

Value Added Products include

  • Retrenchment policy
  • Deposit protector
  • Courtesy car policy

What can you expect?

  • Personalised interest rates
  • Fixed or variable rate linked to the prime rate
  • Immediate feedback on your application
  • Choose between an instalment sale or a lease agreement

Make sure you are covered with the following insurance options so that you are always taken care of:

  • Comprehensive Insurance
    • Covers vehicle to protect the customer and FNB
  • Cover Plus
    • The shortfall insurance which covers the difference that is owed to FNB and the insurance payout
  • Customer Protection Plan (CPP)
    • Covers the outstanding balance in the event if death or permanent disability
  • Vehicle Warranty
    • Covers mechanical breakdown after the manufacturer's warranty expires

How do you qualify?

You need to be permanently employed, over 18 with a driving licence and earn at least R6,000 per month with a clear credit record.


  • Proof of income (recent payslip or 3 months' payslip if you are self-employed)
  • A signed declaration in accordance with the NCA
  • A green bar-coded South African ID book/new ID card
  • South African driving licence
  • Proof of residence
  • If you are a foreigner, a valid passport, permits and international driving licence are required
  • Refugees will not be considered for vehicle finance