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As an existing customer, you could save on your monthly repayments when you switch your loans to FNB. Reduce the hassle of paying multiple credit providers and simplify your monthly repayments.
What does the Personal loan offer me?
What this allows me to do:
5 Benefits of the FNB Personal Loan (or what you’re paying for):
Your monthly instalments will also cover:
FNB Requirements for a Personal Loan:
A FNB Student Loan has ideal cover for your financial needs, giving students and parents (also referred to as the “principal debtor”) a sense of comfort in knowing that funds are available for further studies.
Whether you are a first-time student or looking to further your studies, getting a new qualification means that there is more on your mind. With FNB, you can focus on the exams, essays and modules while FNB balances the books.
What the Student Loan covers:
Features and benefits include:
*A new application is required for each year of study and is subject to a credit and affordability assessment, which will determine what you qualify for. It is strongly recommended that you keep finance low to avoid the risk of not being able to secure finance for the entire duration of the student’s studies.
Make sure you’re covered!
The student and the principal debtor must be covered. Insurance cover is compulsory and you may take the FNB Customer Protection Plan, which covers you and the student in the event of death and permanent disability. Alternatively you may cede a suitable replacement policy if you wish to use your own insurance cover.
What documents do you need?
Life can be very unpredictable.
In the event of your death, dread disease, retrenchment, permanent or temporary disability, the Customer Protection Plan will ensure that you are taken care of. Alternatively you may cede a suitable replacement policy if you wish to use your own insurance. Credit insurance is mandatory if you are repaying your loan. Note that should you take a Student loan, both principal debtor and student will need to be covered.
The FNB Terms, Conditions and Rules apply.
FNB is the oldest bank in South Africa, and can be traced back to the Eastern Province Bank formed in Grahamstown in 1838. Today, FNB trades as a division of FirstRand Bank Limited.
When looking at FNB’s history, two things, in particular, stand out. The first is a story of survival – different circumstances in South Africa have posed many great challenges in the South African banking history, all of which FNB has successfully met. This track record provides a strong foundation for future challenges. The second is a story of people – the FNB history has always been firmly influenced by the needs of the people we serve.
The Acacia tree in the FNB brand logo is a suitable representation of its history. Their roots run deep in South Africa and have grown thanks to a commitment to serving the needs of their clients and communities.
A landmark development in FNB’s history took place in 1998 when the financial services interests of Rand Merchant Bank Holdings and Anglo American were merged to form FirstRand Limited. In the process, FNB was delisted from the JSE on 22 May 1998 to become a wholly-owned subsidiary of FirstRand, which was listed on the JSE on 25 May 1998. On 30 June 1999, the banking interests of FirstRand formally merged into a single entity to form FirstRand Bank. FNB, WesBank and RMB now trade as divisions of FirstRand Bank.
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