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Product Guide: Debt Smart

DebtSmart Overview

Comparison Overview:

  • Product: Fee Structure N/A
  • Application/initiation fee: n/a
  • Rejection fee: n/a
  • Restructuring fee: n/a
  • Monthly fee: n/a

Product Overview

DebtSmart is registered with the National Credit Regulator (NCR) as well as the Debt Counsellors Association of South Africa (DCSA). If you are over-indebted DebtSmart can assist you through the regulated debt counselling process. Debtsmart Head Office is situated in Port Elizabeth, with franchise offices in East London, Ruimsig and Pretoria.

Features

DebtSmart can help you with the following types of debt:

  • Vehicle Finance
  • Store Credits
  • Bond Instalments
  • Overdrafts
  • Credit Cards
  • Personal Loans
  • Hire Purchase


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Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.