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Product Guide: Capfin

WHO IS CAPFIN?

Capfin is a multi-award-winning credit provider, offering loans of up to R50 000 with up to 24 months repayment terms. Their efforts to make the lives of their customers easier has seen them acknowledged as the country’s leading microlending brand by The Sunday Times Top Brands 2018. Not only do they believe in offering their customers accessible and affordable credit, they are bound by their belief in uplifting their customers lives by putting them at the heart of their business. This practice, in conjunction with passion and drive to make things simpler, resulted in them winning 1st place winner for Best Captive Contact Centre 2018. 

In response to changing customer’s needs and wants, Capfin expanded on their retailer footprint of 2500 stores, by developing convenient digital access points, which includes web-based and SMS applications. These digital channels provide customers with the freedom to apply for a Capfin loan anywhere, anytime. They have become an increasingly popular choice for customers seeking credit through convenient application channels. 

A deep desire to redefine the perceptions around the unsecured credit industry has seen Capfin work closely with leading financial services companies like Fincheck, to provide responsible and accessible credit.  They place a lot of effort and emphasis on customer education, and it is imbedded in all of their loan advertising, processes and customer communication.

 

Capfin SA (Pty) Ltd is a registered credit provider, NCRCP11812.

All you need to apply for a capfin loan

Submit your SA ID & 3 latest payslips or 3 latest bank statements when you apply for a Capfin loan. 


EASY WAYS TO APPLY FOR A CAPFIN LOAN 

Online applications

Visit capfin.co.za and click on Apply Now 

SMS

SMS your SA ID number to 33005


HOW TO SUBMIT YOUR DOCUMENTS

Online

Upload your documents to capfin.co.za

Email

Email your documents to docs@capfin.co.za with your SA ID as the subject line. 

In-store

Visit any PEP or Ackermans store and scan your documents at the till. 

Document Exchange Association

If you bank with ABSA, Standard Bank or Nedbank, Capfin can retrieve your bank statements directly with your permission via the DEA, at no cost to you.

Fax

Fax your documents to 086 688 0000 with your SA ID as the reference after applying. 

Applicant requirements 

  • Customers must be permanently employed
  • A valid SA ID 
  • 3 latest payslips or 3 latest bank statements 
  • A valid SA bank account 
  • A valid cell phone number
  • Over 18 years’ old 


CAPFIN’s FAQ’s 

Capfin’s frequently asked questions will assist and guide you with any queries you may have regarding loan products and services. For your convenience these FAQ’s are also provided in English, Afrikaans, Zulu, Xhosa and Sesotho. 


GET IN TOUCH WITH CAPFIN TODAY 

Call: 087 354 0000 

Email: info@capfin.co.za

Website: capfin.co.za 


  

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Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.