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Product Guide: Bruma Finance


Quick Personal Loan Overview

  • Minimum Loan Amount: R1,000
  • Maximum Loan Amount: R15,000
  • Length of the Loan: 6 Months
  • Repayment Length of the Loan: 18 Months
  • APR: ?

Bruma Finance Personal Loans

You never know when you may need a little extra finance. Life is unpredictable that way. Be it the cost of education, a coat of new paint, a wedding or even a funeral. Sometimes the financial burden just seems endless. It is for this reason that the team at Bruma Finance goes out of their way to assist clients and lighten the load as best as they can.

For your convenience, Bruma Finance offers affordable rates with their personal loans ranging from R1000 to R15000 and over 6 to 18 month periods. They pride themselves in same day response turnaround times for loan applications. Once the personal loan is paid out, the money is yours to spend as and when you need it.

One of their specialised consultants will call you the very same day once you’ve filled in the details following the apply button and assist you with the rest of your application. Make sure that you have a copy of your ID handy as well as your latest two months bank statements and a copy of your most recent payslip.

Bruma Finance Debt Consolidation

At Bruma Finance, they are well aware that sometimes having multiple loans becomes difficult to track and manage. Moreover, the financial burden is often overwhelming and making the monthly repayments can at times prove to be strenuous. It is for this reason that they offer their clients debt consolidation loans up to R15 000.

This means that Bruma Finance settles client’s existing debts on their behalf, giving a client only one affordable repayment to make each month. Once they have settled their client’s third party debts, the remaining balance of the Bruma Finance loan is paid directly into the client’s bank account.

Bruma Finance also offers clients the opportunity to obtain a further loan from them. This consolidation product enables existing clients to settle their current Bruma Finance loan and obtain additional finance. That means more finance with only one monthly repayment.

Bruma Finance is serious about Responsible Lending

Bruma Finance is a registered member of the NCR and complies with all the legislative requirements in terms of the National Credit Act. It is therefore not surprising that from the start to finish, their communication and processes are comprehensive and transparent. This in turn enables Bruma Finance to fulfil their clients’ financial expectations timeously and responsibly.

Responsible lending is not just a principal but is entrenched in the operational processes:

  • Documentation and Agreements are easy to understand.
  • The Quotations we issue are valid for 5 working days.
  • Full disclosure is provided in respect of the principal debt, fees levied and interest rates charged.
  • Credit Bureau enquiries are performed with the consent of clients.
  • We provide feedback on all applications.
  • Affordability calculations are performed to ensure that we don’t over indebt clients.

A little bit about Bruma Finance

Bruma Finance has been providing credit to South Africans since 1997. From the start, they realised that their clients are the heart of the Bruma Finance business. Since inception, the main focus has been to put clients first and ensuring that clients get the credit (get it?) that they deserve. In an ever expanding market, Bruma Finance has differentiated themselves by building their business on a foundation of trust, honesty and integrity. The Bruma Finance ethos has ensured that a loyal customer base has and continues to grow month on month.

Their methodology extends to highly efficient call centres, as well as branches and a network of agents nationwide. Continuous training and development of staff has ensured that Bruma Finance conducts itself within the spirit of the National Credit Act (NCA) and is fully committed to responsible lending.

Bruma Finance is a balance between highly skilled employees and dynamic systems and processes. This combined with their dedication to customer service ensures that once approved, loans are paid out the very same day.