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Product Guide: Bayport

Bayport

Bayport Financial Services provides financial solutions that enable the positive in our customers’ lives. Established in 2004, Bayport has rapidly become one of the largest non-bank providers of unsecured credit and allied products in South Africa.

Through their nationwide multifaceted distribution footprint, they are able to effectively service the needs of clients no matter how remote their location through a range of loans and insurance product offerings.

Bayport is about building lasting relationships with clients, communities and stakeholders based on trust and an understanding of their overall expectations. Utilising a combination of our far-reaching branch infrastructure, mobile consultants and call centres, there are very few lives they cannot touch.

With the implementation of a proven information technology platform and a proficient risk and credit assessment competency, Bayport has been able to substantially grow market share whilst maintaining credit quality.

As a result of their commitment and depth of experience of shareholders, board and management team, Bayport has been able to embrace the opportunities presented by the National Credit Act (NCA) and an increasingly vibrant unsecured credit market.

Bayport’s role as a responsible member of society is to provide services of the highest standard. Wherever a Bayport branch is found, it signifies their determination to promote access to unsecured credit and make it a reality for clients.

What products does Bayport offer?

  1. Personal loans
  2. Funeral insurance
  3. Vehicle insurance

Bayport mission

Bayport’s mission is to provide financial solutions suited to the needs of an inclusive and broad customer base; embracing technology, product leadership and innovation and so becoming the leading developing market financial solutions provider.

Bayport vision

Bayport's vision is to be the most valued financial solutions brand in their chosen markets by providing a broad range of unique and relevant financial solutions tailored to the needs of their customers.

To achieve this, Bayport will engineer a new reality in financial services provision; and will be recognised for consistently demonstrating the highest standard of care, responsibility and innovation.

Bayport core values

Empowerment

They believe in the capacity and will of all people to empower themselves and shape their own destinies, given the right economic and self-empowerment opportunities and access to life-changing financial solutions. They believe in an empowered corporate culture where the Bayport family is encouraged to be proactive and has the right tools and approach to fulfil their brand promise.

Responsibility

They believe in their duty of care for each and every customer to provide responsible access to credit, risk products and other financial solutions. They believe in their role as a responsible member of the societies in which they live and provide services; as well as their responsibility to each other. Bayport upholds the highest standard of integrity, corporate citizenship and ethical behaviour.

Innovation

They believe in innovation that matters and makes things better; in technology and product innovations that enable meaningful relationships with their customers. They believe in the spirit of creative entrepreneurship, challenging conventions and embracing the lessons they have learned.

Simplicity

They are committed to doing and creating things that are simple. Simple to understand and resonate with. Simple to promote without the cost of confusion. A brand promise expressed in the simplest, most single-minded way. Simplicity must rule how they talk to their customers, design their solutions and innovate; how they work together, meet and make decisions.

Partnership

They believe in the power to build lasting relationships with members of the Bayport family, customers, communities and stakeholders, based on trust and a deep understanding of what matters to them. They recognise that their local partners and local management are the true champions of the Bayport brand, and that their local wisdom is critical to success.

Relevance

They believe in continuously putting themselves to a simple series of tests by asking “Is what I am doing consistent with The Bayport Way and… good for our customer? adding value to or assisting the Bayport family? time and cost efficient? sustainable?

By answering “Yes!” Bayport ensures that what they are doing is relevant.

The Bayport way

An unshakeable and genuine belief in every individual customer’s ability to improve their lives through access to credit and other valuable financial solutions.

Unquestioned passion and commitment to making credit, insurance, savings and transacting solutions easily and responsibly available; while leading the market with a competitive offering and transparency and disclosure of information.

The strength to recognise that local partners and local management are the true champions of the Bayport brand, and that their local wisdom is critical to success. They also recognise the value in learning from others and applying the best practices across the Group.

The commitment to establish and create businesses using Bayport’s collective resources and skills; and supporting our expert local management in growing their businesses into the future.

The expertise to create an unconventional, multifaceted distribution capability which embraces fixed and mobile branches, widespread teams of origination consultants, call centres and unique third-party distribution relationships. This capacity ensures that Bayport can service the full potential of our markets at the least cost and inconvenience to their customers.

A substantial and ongoing investment in proprietary and purpose-developed information technology systems which enable the delivery of customer-centric financial solutions. Technology will drive their innovation and cost efficiency as a key competitive advantage.

The strength of financial expertise and corporate reputation to be able to continually raise competitively priced capital for the holding company and operating companies to ensure the optimum levels of leverage to drive sustainable growth.

To attract and retain special people to their business who add momentum to our success through their passion and skills.

The commitment to invest in and uplift the communities in which Bayport operates and lives, both in terms of people’s lives, social infrastructure and the natural environment.


Quick Personal Loan Overview

  • Minimum Loan Amount: R1,000
  • Maximum Loan Amount: R100,000
  • Length of the Loan: 6 Months
  • Repayment Length of the Loan: 54 Months
  • APR: 32%

Loans up to R50,000

Get a loan of up to R50,000, with the whole process done online.

It’s a simple and easy process to apply for a loan with Bayport. All you need to do is click here to register on their portal and verify your account (all in a matter of seconds). You are then only minutes away from getting approval on your requested loan.

Once you are approved, you will continue with the steps in the loan application process to complete the required information and upload the documents required.

Loans up to R100,000

Get a loan of up to R50,000, with the whole process done online.

You could get a personal loan of up to R100 000. Bayport offers affordable structured repayments and a fixed interest rate throughout your loan term.

So whether you need a loan for renovating, starting a business, paying off debt, a study loan or even funding a special family event, Bayport will be able to help. A Bayport personal loan could make all the difference to your cash flow.

It’s easy to apply for a Bayport personal loan with their simple application process and personalised service.

To apply for a loan online, answer some simple questions and complete your details on the next step. Once you submit your details, one of their friendly call centre agents will call you back to complete the loan qualification and application process step by step.

Some Background on Bayport

Bayport Financial Services was established in 2004 and has rapidly become one of the largest non-bank providers of unsecured credit and allied products in South Africa. Through their nationwide multifaceted distribution footprint, they are able to effectively service the needs of their clients through their loans and insurance product offerings – no matter how remote their client location

Bayport is about building lasting relationships with their clients, communities and stakeholders based on trust and an understanding of their overall expectations. Utilizing a combination of their far-reaching branch infrastructure, their mobile consultants and call centres, there are very few lives they cannot touch.

With the implementation of a proven information technology platform and a proficient risk and credit assessment competency, Bayport has been able to substantially grow market share whilst maintaining credit quality.

As a result of commitment and depth of experience of shareholders, board and management team, Bayport has been able to embrace the opportunities presented by the National Credit Act (NCA), and an increasingly vibrant unsecured credit market.

Bayport’s role as a responsible member of society is to provide services of the highest standard.