Blog posts in Spending Habits

Many people are walking around wondering how to increase their credit score or how to improve their credit score quickly. Where do you even start when you need to get your credit score online in South Africa?

Unfortunately, only 6% of South Africans get to retire happily and comfortably due to a lack of proactive saving and investing. Retirement is a real thing and yes, happy retirement does not come cheap. Or does it?

How many people do you know that do not use their money wisely? Too many. Unfortunately, the majority of those people are students and even young working adults. Most of the money misuses happen due to the lack of knowledge. What can you do differently for your kids?

Have you ever walked down to Savings avenue and Budget street? We hope so. If you’re not familiar with them, don’t fret. Many South Africans are not too high on proper savings and budgeting skills. This is why have create a simple budget tool and cash flow tool that can help South Africans improve their monthly cash flow situation.

We see tons of articles talking about good debt versus bad debt. But, not so many on how this is applicable for young people entering the workforce. The reality is, young employees are faced with a lot of choices and temptations! Most have just finished studying and are starting a new work. Usually, this means new-found financial freedom in the form of income!

With continuous petrol price hikes and the ever-rising cost of living, many feel as though they are drowning. From expensive debt repayments to living from hand to mouth, South Africans must act fast if they are to take back control of their finances.

Sticking to a monthly budget is a sure way of getting your finances back on track. But, unfortunately, it's something a lot of us are not disciplined enough to follow! Even here at Fincheck, we sometimes have to give ourselves a little kick to stick to our personal finance goals!

Ever had that feeling of just not getting anything done properly due to a lack of time? Most of us have. The answer is simple, – it’s because we generally don’t manage the time we have – instead, we’d rather dive in and see what happens.

One of the main features of the Fincheck MyFinance Tool will include Cash Flow and Transaction sections. Let's have a look at why this is so important for your financial health.

In this series, we've tackled the credit health topic, helping you understand all things credit! In this post, we're looking at how the MyFincheck Credit Score Tool will help you build a better financial future!