Blog posts in Loans

There are various variables that impact the growth of the South African economy, and debt - more specifically consumer debt - is one of them. Consumer debt is the type

Times have changed and the landscape of loans looks vastly different than it did ten years ago. Not only are there a number of new, different and creative providers out there that has to submit under a new National Credit Act and regulations, but, for the most part, the long queues and endless paperwork that was required to get a one has been exchanged for online applications that are processed within minutes. What does this mean for you?

Do you hear that? The theme song of Jaws… da-dum-da-dum-da-dum. Sound the alarm! We’ve spotted a loan shark. Who are they a

Loan sharks and illegal lending are seen by many as the same thing, and they use the terms interchangeably. Rightly so. It seems, though, that there is a slight differe

Instant cash loans, instant loans and instant payout on loans. These are the promises on many websites. But can it be trusted? We live in t

What is a hard credit check? The hard credit check is logged on your credit report when you apply for credit at a cred

Hard credit checks are extremely important. Loan providers are contacted every day by prospective customers. But h

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Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.