Blog posts in Loan Education

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As many of our users and readers know, Fincheck is committed to helping South Africans make better financial decisions. We've heard the cry of the majority in this great nation and every day we focus on gathering information, building tools and finding partners so we can help South Africans build a better financial future!

Ever had that feeling of just not getting anything done properly due to a lack of time? Most of us have. The answer is simple, – it’s because we generally don’t manage the time we have – instead, we’d rather dive in and see what happens.

The reality is that it’s super risky business to invest with a loan. The investment you make with the borrowed funds should obviously rake in a much higher return on investment through capital gains or dividends than the interest amounting on your loan.

In this second post of our Debt Consolidation Education Series, we're going to talk about the difference between review and debt consolidation and what the process looks like.

As a country facing a lot of debt, we're doing our best to help South African consumers understand credit health, loans and other forms of finance. In this educational series, we're tackling the loan industry, whether it's cash loans, online loans, payday loans or blacklisted loans! In this post, we're looking at the pros and cons of loans, as well as the things that influence your loan.

In our previous post, we covered the basics of a loan and specifically personal loans. In this post, we'll recap the basics of a loan and tell you a bit more about pay day loans!

As a country facing a lot of debt, we're doing our best to help South African consumers understand credit health, loans and other forms of finance. In this educational series, we're tackling the loan industry, whether it's cash loans, online loans, payday loans or blacklisted loans!

In our previous post, we helped you understand Debt Review a bit more. In this post we're going to show you the debt review process.

Debt review, also known as debt counselling, is a debt relief measure created in terms of the National Credit Act (NCA) to assist consumers that are over-indebted. This is done through budget advice, restructuring of debts and negotiating with creditors.

As Fincheck now offers FREE credit score checks, we thought you might enjoy knowing where the data is stored and whether it is safe.