Blog posts in Loan Costs

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As a country facing a lot of debt, we're doing our best to help South African consumers understand credit health, loans and other forms of finance. In this educational series, we're tackling the loan industry, whether it's cash loans, online loans, payday loans or blacklisted loans! In this post, we're looking at the pros and cons of loans, as well as the things that influence your loan.

Duplum means double, or perhaps double the trouble in the case of interest on loans. Literally translated, in duplum means 'double the amount'.

Interest rate changes have some interesting effects on an economy. How does it work? And when does it affect you? In So

Continuous credit advances - is it good or bad? What is it? What are continuous credit advances? Generally, it can be s

Have you heard of peer-to-peer lending? Peer-to-peer lending, abbreviated as P2P, is the practice of lending money to unrelated individuals, or "peers", without going t

You’ve read the news. You kept an eye on the what’s happening lately. Is it smart to make a loan application in 2016? I

You need to get some bang for your buck. Taking out a loan nowadays can be risky business. That is why you must ens

Whether you’re contemplating taking out a loan to purchase your first home, a student funding your own education or wanting to buy that car you’ve always dreamed of, if you’re like many South Africans

Before you decide on a lender and apply for an online loan, it’s good practice to quickly run through the main components of a loan so you know exactly what costs you’l

A loan APR has a lot to do with with your loan repayment. If you never look at the APR of a loan how would you know if you can repay it?