Blog posts in Loan Budgeting

There are loans for people with bad credit. In South Africa, a bad credit record doesn't need to stop you, you can get a loan with the help of Fincheck.

Below we're sharing 3 cornerstone tips on how you can build a healthy budget together as a couple!

Ever had that feeling of just not getting anything done properly due to a lack of time? Most of us have. The answer is simple, – it’s because we generally don’t manage the time we have – instead, we’d rather dive in and see what happens.

The reality is that it’s super risky business to invest with a loan. The investment you make with the borrowed funds should obviously rake in a much higher return on investment through capital gains or dividends than the interest amounting on your loan.

As a country facing a lot of debt, we're doing our best to help South African consumers understand credit health, loans and other forms of finance. In this educational series, we're tackling the loan industry, whether it's cash loans, online loans, payday loans or blacklisted loans!

Loan approvals are determined by many things, but the basic reasons will always surface. These factors will point you well into the direction of approved loan applications. But what does determine online loan approval?

Many South Africans have questions surrounding affordable ways to finance their dream home and at Fincheck we want to help make that dream more reachable by helping you answer those questions.

Times have changed and the landscape of loans looks vastly different than it did ten years ago. Not only are there a number of new, different and creative providers out there that has to submit under a new National Credit Act and regulations, but, for the most part, the long queues and endless paperwork that was required to get a one has been exchanged for online applications that are processed within minutes. What does this mean for you?

Difficult financial situations can happen to anyone and usually bring with it more stress than we're willing to face. While it's tempting to try and reason about "why me?", it's more important to deal with the situation and get yourself back on track!

Duplum means double, or perhaps double the trouble in the case of interest on loans. Literally translated, in duplum means 'double the amount'.