Blog posts in Lending In South Africa

Duplum means double, or perhaps double the trouble in the case of interest on loans. Literally translated, in duplum means 'double the amount'.

The credit bureaus in South Africa perform an essential role. They are necessary for a fair and reasonable credit market. According to the National Credit Act they are

Hard credit checks are extremely important. Loan providers are contacted every day by prospective customers. But h

What is a hard credit check? The hard credit check is logged on your credit report when you apply for credit at a cred

Instant cash loans, instant loans and instant payout on loans. These are the promises on many websites. But can it be trusted? We live in t

Loan sharks and illegal lending are seen by many as the same thing, and they use the terms interchangeably. Rightly so. It seems, though, that there is a slight differe

Do you hear that? The theme song of Jaws… da-dum-da-dum-da-dum. Sound the alarm! We’ve spotted a loan shark. Who are they a

You’ve probably come across a host of factors that determine your loan repayments. Your credit history, loan amount, collateral, and loan T’s & C's all form part of

There are various variables that impact the growth of the South African economy, and debt - more specifically consumer debt - is one of them. Consumer debt is the type

So you’ve heard of something called credit checks. There are two 2 types actually. What is a credit check? A credit che