Blog posts in Lending In South Africa

Read about the 5 banks trending in the lowest interest rate personal loans in South Afrca. Compare to see who has cheapest loan interest rates so you get best personal loan in South Africa.

There are loans for people with bad credit. In South Africa, a bad credit record doesn't need to stop you, you can get a loan with the help of Fincheck.

Whether you’re applying for your first loan, or if you’ve had more than a few, it can always be a daunting process. Thus off we go, looking for the best advice and tool

Fincheck got some insight from the great minds at Credit Ombud. This interview provides information around consumer credit, protecting yourself and if need be, finding help when you have fallen victim to online fraud,

arte Blanche recently did some solid coverage on a topic that sits close to the heart of the Fincheck team and is one of our core reasons for launching our online loan comparison engine with NCR registered lenders. In this post we help people understand the difference between the roles of the NCR & NCA.

Student loans are designed to help cover the costs of university tuition fees, accommodation and study material. Student loans differ from other types of loans as they may have substantially lower interest rates and the repayment schedules may be deferred whilst the person is completing their education. A Student loan enables individuals to get a degree, diploma or other formal qualifications that they would not have been able to if it were not for the loan. Luckily, there’s a host of financial institutions in South Africa, amongst the traditional banks, that focus solely on providing student loans.

Around 40% of the credit provided by the country's top ten credit providers appears to be reckless according to the recently released Reckless Lending Indicator, developed by debt counselling firm DebtSafe.

Ever had that feeling of just not getting anything done properly due to a lack of time? Most of us have. The answer is simple, – it’s because we generally don’t manage the time we have – instead, we’d rather dive in and see what happens.

The reality is that it’s super risky business to invest with a loan. The investment you make with the borrowed funds should obviously rake in a much higher return on investment through capital gains or dividends than the interest amounting on your loan.

2017 is on us with a bang, and we're sure many of you want to make it your best year yet! So, to help you make the best of a fresh year, we put together some tips to help you get rid of that weighty debt.