Blog posts in Credit Record

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In this post, we'll dig a bit deeper into your credit report and where all this information comes from!

Simply put, a credit score reflects a score summary of all your financial decisions. It is often used by lenders, such as home loan and personal loan companies, to make accurate decisions on whether they should lend to you or not.

2017 is on us with a bang, and we're sure many of you want to make it your best year yet! So, to help you make the best of a fresh year, we put together some tips to help you get rid of that weighty debt.

As Fincheck now offers FREE credit score checks, we thought you might enjoy knowing where the data is stored and whether it is safe.

If you’ve been blacklisted, it doesn’t automatically prevent you from being able to access a loan. Some lenders do accept blacklisted clients. It’ll just take a little know-how and we'll give you a foundation to work from in this article!

Imagine a world where you could check your credit score in a secure, safe and friendly environment - for FREE. Even better, how about that happening within a minute? Well, the Fincheck team is happy to announce that this feature is now a reality and doesn't need to be part of (only) your imaginary world. Say hello to the MyFincheck Credit Score Tool!

​In this article, we're going over some of the top 5 credit card options in South Africa and benefits that are unique to each. We'll also show you how to handle credit responsibly!

The credit bureaus in South Africa perform an essential role. They are necessary for a fair and reasonable credit market. According to the National Credit Act they are

Duplum means double, or perhaps double the trouble in the case of interest on loans. Literally translated, in duplum means 'double the amount'.

The term ‘blacklisted’ is used to classify people who have a bad credit profile. While everyone understands the term, there is actually no blacklist. It’s randomly used