Blog posts in Credit Record

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In recent conversations with users, we noticed quite a few people are confused with the idea of being blacklisted. People don't fully understand how their credit reports work and therefore think they get rejected for loans because they are "blacklisted".

A credit score is a unique rating assigned to any person who has a credit history. Your credit score is one component of your credit report and probably the piece of information most people want to know.

arte Blanche recently did some solid coverage on a topic that sits close to the heart of the Fincheck team and is one of our core reasons for launching our online loan comparison engine with NCR registered lenders. In this post we help people understand the difference between the roles of the NCR & NCA.

We see tons of articles talking about good debt versus bad debt. But, not so many on how this is applicable for young people entering the workforce. The reality is, young employees are faced with a lot of choices and temptations! Most have just finished studying and are starting a new work. Usually, this means new-found financial freedom in the form of income!

As many of our users and readers know, Fincheck is committed to helping South Africans make better financial decisions. We've heard the cry of the majority in this great nation and every day we focus on gathering information, building tools and finding partners so we can help South Africans build a better financial future!

One of the main features of the Fincheck MyFinance Tool will include Cash Flow and Transaction sections. Let's have a look at why this is so important for your financial health.

Whether you’re new to credit scores or already have a “less than squeaky clean” report, these tips will help you learn about and manage your credit record.

In this series, we've tackled the credit health topic, helping you understand all things credit! In this post, we're looking at how the MyFincheck Credit Score Tool will help you build a better financial future!

In this post, we're looking at common misconceptions and questions people have about their credit scores.

By managing your credit profile effectively, you can ensure your image and profile is kept to a high level of quality and is viewed favourably by lenders or other organisations when they decide whether to lend to you.