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When last did you visit your local bank branch? A few months ago? Longer? Were it not for that constraint to have a stamped bank statement or any other small necessity every time you try to do something, you likely wouldn’t have visited a branch in quite some time. Are bank branches even still necessary?

You might still be wondering – Can You Start a Business in an Economic Crisis?? The short answer is – Yes, the long answer is – aye aye captain! Now you can almost hear the waves and taste the salty sea breeze, ready to set sail? Wait, but first, what is a business?

In a slow-moving economy or a recession, people generally try to limit their spending and not engage in any uncalled-for risks that might put their future financial goals in jeopardy. There are several types of risks that everyone should avoid during a recession. But, do you know that starting a business isn't one of them in the same sense as other risks?

Life is expensive. Eating is expensive. Transport is expensive. Housing is expensive. So, what if you could have more money at the end of the month, just by banking with the right bank for you? What if you could have more money at the end of the month, just by taking the right loan for you? The truth is that, you can!

How the SA Government influences the Economy? We take a look at factors like tax and government spending. Can you conclude the key takeaway?

​The current condition of the South African economy is almost like a house of cards with multiple linkages in between – it will either remain standing or it will tumble down. Is there something you can do as a citizen to boost the South Africa economy and see economic recovery?

Social grants are, as you might already know, money given by our Government to an individual or group to pay for something that is needed, or that is helpful to the outcome of a specific situation. Are they sustainable within the current economic state?

In the 2016 Budget speech, the South African Government affirmed its commitment to the SA economy as plans to close the gap between spending and revenue and the implementation of a blueprint for stronger economic growth is underway. Is this a commitment that will take SA higher?

​Among the sin taxes that the South African government places on commodities such as alcohol and tobacco, you can now include a sugar tax. What does this mean for every day South Africans?

Fincheck got some insight from the great minds at Credit Ombud. This interview provides information around consumer credit, protecting yourself and if need be, finding help. All trending topics!