Whether you’re applying for your first loan, or if you’ve had more than a few, it can always be a daunting process. Thus off we go, looking for the best advice and tool

Fincheck got some insight from the great minds at Credit Ombud. This interview provides information around consumer credit, protecting yourself and if need be, finding help when you have fallen victim to online fraud,

Most South Africans inevitably get to a point in life where they face financial shortfall and are thus forced to become a borrower as a temporary solution. While you won’t be judged for borrowing money, your payment activities reveal a lot about your habits and your personality.

Are you wondering how to get a loan when you are blacklisted? The first thing you need to know is that being blacklisted is a myth and you should not get a specific loan for being blacklisted and judgements.

Credit life insurance is an insurance product that covers you (and your family) against the cost of outstanding debt in the case of death, disability or something like retrenchment. It's an important product that makes sure other people won't pay the price of your debt obligations should something happen to you.

If you want to pay your home loan or invest, you need to know whether you should pay off debt first or rather invest your money. Read our affordability study on paying your home loan vs investing to know whether it is better to pay off a mortgage or to invest.

What is considered a good credit score? What is a bad credit score? If you want to know what your credit score is? Read our full guide to understanding your credit report?

arte Blanche recently did some solid coverage on a topic that sits close to the heart of the Fincheck team and is one of our core reasons for launching our online loan comparison engine with NCR registered lenders. In this post we help people understand the difference between the roles of the NCR & NCA.

Do you often wonder how to check if a loan company is legit in South Africa? Some people want to see whether companies like hoopla loans are legit and review them. We tell you how to check legit loan companies using the NCR registration website in South Africa.

We are asking all of our readers to take action with us and programs like Carte Blanche to expose fraudulent online loan operations, loan sharks and unethical loan practices by many online loan companies. Share this article with your friends and help us to help all South Africans make better loan decisions.

fincheck

Contact Us Terms & Conditions Privacy Policy

Fincheck is a financial comparisons website that organises information to assist the borrower in making their best financial decision.

Fincheck gathers information from numerous banking partners and presents it to the borrower in a simple, understandable way. Lenders benefit from an additional market place and extensive customer reach. Loan amounts vary from lender to lender. Fees, interest rates, loan amounts and credit scores influence the repayment terms. Lenders require personal details to control their risk and assist the government to combat theft, money laundering, terrorism. Fincheck does not endorse any particular product or company. We are an independent company. The information shown and provided is an opinion, based on numbers and must not be seen as advice or consultation.